Horizon as a Registered Financial Service Provider:

Horizon Underwriting Managers (Pty) Ltd (Horizon) is a specialist underwriting business, underwriting on behalf of Lombard Insurance Company Limited.

Horizon is licensed as a Financial Service Provider : FSP licence number 6354.

A copy of our licence is avilable here.

In this context Horizon is a product supplier and works as an insurance service provider. Horizon's activities include:
  • The assessment of risks and exposures relating to a variety of marine risks
  • The determination of premium and relevant insurance contract conditions
  • Quoting and acceptance of risk
  • Policy issuing and administration
  • Claims management

Financial Service Providers:

We only conduct our business with insurance brokers or insurance intermediaries who are authorised and are registered Financial Service Providers. These Financial Service Providers have an obligation to declare their interests and conflicts, independently.

We do not deal with any policy holder directly in selling any product or in the provision of advice but where appropriate we may deal with a policy holder in relation to policy claims but only to the extent authorised.

Conflict of Interest:

Our Conflcit of Interest policy is available here.

Disclosure Notice:

Our Disclosure wording is available here here.


Our complaints policy is available here.


Our compliance function is outsourced to Associated Compliance (Pty) Ltd. Their website address is

Horizon Underwriting (Pty) Ltd is an Authorised Financial Services Provider (FSP No.6354) and is FAIS compliant.
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